For carriers and brokers

Ask for evidence, not another questionnaire.

Hive turns healthcare AI controls into signed receipts an insured, broker, carrier, auditor, or claims team can check without receiving the underlying patient record.

BEFORE BINDDefine which receipts the insured must be able to produce.
AT RENEWALReview a compact evidence package instead of unsupported attestations.
AFTER A LOSSCheck the signed event trail without trusting the system that generated it.

The product is a carrier-specified evidence program.

The carrier or broker names the questions. Hive supplies the narrow receipt types and the independent verifier. The insured keeps the source records and produces signed evidence for the agreed review period.

1. Set the requirement

Select the AI workflows, receipt types, reporting period, and escalation rules.

2. Instrument the workflow

Issue receipts when disclosures, handoffs, policies, purges, and model changes occur.

3. Run an evidence drill

Test whether the insured can produce and verify the package on demand.

4. Review the record

Use the results in underwriting, risk engineering, renewal, or claims work.

Five questions the public receipts can answer now.

The evidence stays narrow. Hive does not price the risk, recommend coverage, or tell the carrier what decision to make.

DISCLOSURE

Was notice recorded before the action?

The verifier checks the notice digest, presentation event, linked action, and ordering.

CUSTODY

Did both sides sign the same handoff?

The verifier checks different keys, matching terms, and the transfer sequence.

RETENTION

Was the policy fixed before use?

The verifier checks policy version, scope, digest, signature, and effective time.

PURGE

Was deletion tied to the prior policy?

The verifier recomputes coverage and timing against the linked evidence.

MODEL CHANGE

Did production match the evaluated setup?

The verifier reports a match or difference. It does not claim the model is safe or accurate.

PRIVACY

Can the record travel without the chart?

The package uses commitments and signed metadata so the reviewer does not need raw PHI.

What the carrier gets

  • A defined evidence requirement
  • Public verification routes
  • Gate-level pass or fail results
  • Receipt IDs for the review file
  • A repeatable evidence drill

What stays with the carrier

  • Risk selection and appetite
  • Pricing and premium decisions
  • Coverage terms and exclusions
  • Legal and clinical judgment
  • Claims handling and causation
First design program

Write the evidence clause before we write the integration.

Bring one healthcare AI use case, one insured or health system, and the questions your underwriting or risk team cannot answer today. We will map those questions to public receipts and prove the workflow in 90 days.